How To Easily Convert Your 401K/IRA Plan To A Hedged, Precious Metals Gold & Silver IRA/401K
If you are investing $10,000 or more with Regal Assets, ALL setup fees, admin fees, 401k rollover fees, and storage fees will be waived and paid for free, saving you hundreds and peace of mind. If you do not want to deal with the hassle of the gold 401k/ira conversion process, call toll-free 1-855-678-6615 to talk with an expert about how to shield your retirement and life’s work from the manipulations of the stock market and the falling US dollar. They will also walk you through step by step and handle all the complicated small details, freeing you up from having to deal with the onerous red tape. You can also visit the Regal Assets homepage here. Take action now to save your family, loved ones, and friends. Unlike the fiat currency that we have, gold and silver are tangible assets with ACTUAL real value that you can trust and honestly rely upon. Consider the following had you invested some money into gold and silver with your IRA or 401K:
Had You Bought Real Assets, Your Retirement Would Look Like This:
Money Invested Into Gold & Silver – Seems Better Than The Returns Many Got, Especially During The 2008 Crisis.
Regal Assets has a triple A rating with the Better Business Bureau, and has delivered billions of dollars worth of precious metals to many people worldwide, making them one of the most trusted gold ira companies in the world. Therefore, you can rest assured that you are not investing your life’s hard work into a retirement fraud or gold ira scams. Regal Assets roll over 401k’s into gold and silver every day, which means that you will be speaking with people who know what they are talking about. Let Regal Assets show you how to:
- Save on admin, setup, storage, and 401k rollover fees.
- Legally not pay any penalty taxes for switching your 401k or IRA retirement plan into gold and silver.
- What EXACTLY to do with your IRA when changing jobs.
- The CORRECT way to do 401k rollovers.
- Which gold and silver coins are allowed into a gold IRA. Yes, many items are NOT allowed in an IRA according to the IRS.
- How to setup your asset structure to prevent government confiscation or manipulation. The hammer will fall hard on the governments of the world and when they get desperate, they will resort to extreme measures to survive, just like FDR did in the 1930′s when he took everyone’s gold and made it illegal to hold it.
To receive your free investor’s kit, you can call the phone number listed here, fill out the form below, or visit Regal Assets directly.
Should I Transfer Or Rollover My Retirement Plan?
The first method is to “transfer” your funds from your primary retirement plan to the new one. This is also known as transfer from custodian to custodian. Regal Assets has handled thousands of these types of transfers. Your money is basically sent from your old account to the new account (trustee). This usually means your previous custodian will send a check (with all your money in it) to the next custodian of your choice so the new custodian can deposit your cash into a new account. For obvious reasons, you need to make sure you find a reliable gold ira company that won’t take your life’s work and run away with it. There are NO tax penalties with this method because you are not cashing out a profit.
The second method (and much safer) is to do a “rollover” of your retirement account. There are no tax penalties with this method as well as long as you transfer all your funds to a new gold ira custodian/keeper of your money within 60 days (IRS rule). You receive your check from your old custodian with the full amount of your retirement savings, which you then send to your new custodian of choice (which in this case could be Regal Assets). This ensures peace of mind for you because you have your money in hand. Make sure there is paperwork and contracts involved that spells out everything for you, such as the money must be placed into a new custodial gold retirement account. An illegitimate company would not bother you with such paperwork, which is a huge red flag (which is why it’s important to research reviews of gold ira companies). To preserve your tax-deferred status, this money can only be rolled over once every 12 months.
To receive your free investor’s kit, you can call the phone number listed here, fill out the form below, or visit Regal Assets directly.
Are there pre-existing investment or retirement packages available at Regal Assets?
Yes, they are listed below:
Individual & Family Protection Packages
The Merchant Package comes with $2500 dollars worth of gold and silver. This is tailored to the person who needs emergency cash on hand.
The Knighthood Package is valued at $10,000 dollars and contains an amount of gold and silver equal to that $10k value. This is suited for an average family of 4 with enough cash liquidity to survive for about 3 months.
Investment & Retirement Packages
Since each individual is different, it is STRONGLY recommended that you speak with a gold expert at Regal Assets to create a custom fit retirement gold vehicle that will shield your life’s savings with gold and silver as the dollar drops in value. Once the US debt bubble reaches its breaking point, all hell will break loose. With that being said, Regal Assets has created a set of retirement packages for your convenience and to minimize your worry and costs. Every portfolio will always come with your personal advisor to make sure you are satisfied with the makeup of the precious metals in your retirement account, and can make ANY changes where you want them. The packages are listed as follows:
Legacy Portfolio – $25,000
The least expensive of the 4 packages, the Legacy Portfolio is designed to give you immediate or near-term profit potential using precious metals as the backbone of your investment. This consists of rare precious metals that appreciate in value beyond the normal gold and silver bullion, such as the rare Swiss 20 Francs or British Sovereigns. These coins go for more money than spot gold because these rare coins are no longer being minted or are made in extremely low quantities. This portfolio package is ideally suited for individuals who don’t have that much to invest with or are still skittish about getting into the gold and silver market due to fear or uncertainty. The reason this small package is designed for maximum profit potential is to show you how profitable investing in humanity’s oldest and most valuable asset can be without risking the majority of your life’s work. With all the stuff that has been going on in the world, I too worry a lot.
Kingship Portfolio – $50,000
This less aggressive package is specifically designed to protect you against inflation, which is currently at about 6.4% real percent (not the fudged inflation numbers you hear in the mainstream media). This inflation rate will eventually reach 10% or even 20% once foreigners start pulling capital out of America and halt all loans to our great country because of the excessive money printing the Federal Reserve is doing. This package will offer you amazing stability with good growth potential (profit) as things in our economy go from bad to worse. This investment package is especially great for any of you who have other investments that are currently not doing so well and are looking to diversify some of their net worth (or money).
Dynasty Portfolio -$100,000 (Most popular)
The Dynasty is designed to support and accelerate your retirement plan. This is where most individuals who do their 401k or IRA rollovers/transfers invest and transfer their wealth to. As a custom designed tax-deferred retirement vehicle, you will have the best returns, protection against all inflation (in fact as inflation goes up you make MORE money!), and protection against economic confusion and instability. Depending on when you want to pull your money out, you can have access to your funds any time you want once you work out with your Regal Assets specialist when that “time” will be. This flexibility requires a lot of planning but do not worry as it is much simpler than it sounds.
Coronation Portfolio – $250,000+
This behemoth investment package is designed for one thing: get positive returns in the long run with minimal risk. With a focus on guaranteed long term wealth building, only the richest individual or institutional investor should consider this package, as this requires advanced positions in precious metals. As with all asset classes, there will be a time when you will need to sell your precious metal holdings at or before the peak and move onto the next set of assets that are undervalued but are poised to explode in value. This will only occur when the US Dollar bubble and Debt bubble fully and completely deflates. My guess would be around when the Dow Jones Industrial averages deflates back to around 1200, which was where the Dow was at when the bubble formed in the first place back in the early 1980′s. Of course since that time we have created something of value so the Dow may not drop to nearly that value, but it will be pretty close.
As noted above but it is worth repeating again, no matter which package you select, you will always be assigned a personal advisor (co-adjutant) that will guide you step-by-step to plan out your specific retirement and investing needs.
To receive your free investor’s kit, you can call the phone number listed here, fill out the form below, or visit Regal Assets directly.
What A Person Should Know About Starting Or Rolling Over A Gold 401K
You are now reading:
- Gold Retirement – How Gold IRA’s Let You Retire Rich
- The Wisdom Of Investing In Retirement Gold Through An IRA
- What A Person Should Know About Starting Or Rolling Over A Gold 401K
- Gold IRA: What You Need To Know
What A Person Should Know About Starting Or Rolling Over A Gold 401K
An individual retirement account, or IRA as it is better known, enables a person to save money for his or her retirement. All the money placed in a 401k is tax free until a person withdraws it. There are two main types of IRAs. Traditional IRAs are used by those who invest in stocks, bonds, annuities, and other similar investments. However, those who want to invest in gold and/or other precious metals should open or roll over to a gold 401k.
Why Invest in Gold?
Gold is perhaps the safest investment that a person can make. Given the fact that gold prices have been steadily rising over the years, retirement gold is likely to be worth considerably more than it is presently. While paper currencies can be completely devalued, gold has never been considered to be worthless and never will be.
How to Start Gold Backed 401k
Starting a gold 401k investing account is not overly difficult. A person simply needs to find an IRS approved custodian to handle the account. The custodian will purchase the gold that an investor wants to put in a 401k gold account and ensure that the gold is stored in an IRS approved storage facility. Some custodians will also allow an investor to store other precious metals and even some stocks in the gold IRA account. An account that allows for mixed investments is naturally the best gold IRA, as it will enable a person to hold somewhat diversified investments.
A person who wants to open a gold IRA investing account will need to make a minimum investment of $1,000. Gold that a person already owns cannot be used for the account; an individual will need to buy new gold for the IRA. Furthermore, the IRS places some restrictions on which forms of gold can be stored in a gold retirement account. Collectible coins and rounds that contain less than 99% pure gold are not permitted in a person’s gold 401k investment account. This same principle applies to silver and other precious metals that can be invested in a precious metals retirement account.
How to Roll Over Your 401k Into Gold
A person who wants to convert a 401k to gold may need to talk about this with his or her employer first. Some full time employers do not allow roll over 401k options, meaning that an individual may need to go so far as to quit his or her job in order to do a 401k roll over. However, there is another option that exists. You can setup a new gold ira account and rollover your old 401k, then have your company’s matching contributions (if they match your 401k) go into your new 401k, which you can then rollover later. This option is especially attractive if you want to get into gold but do not want to leave your current job and your employer has some procedural roadblocks that prevent you from buying what you really want to invest in.
Rolling over a 401k is not possible without the help of a gold account custodian, so a person will need to find a custodian for a 401k gold investing account before rolling over existing IRA funds. A good custodian will have the needed documents for a person to fill out in order to formally request the rollover. These documents should be filled out and then sent to a person’s existing IRA custodian.
Once the paperwork has been completed, a custodian can roll your 401k into an IRA gold account. However, most custodians charge a fee for this service. It should also be noted that numerous custodians opt to issue a check to the investor instead of rolling the funds over directly. A person who receives a check for the funds held in a traditional IRA will need to invest that money in an IRA in gold before sixty days are up, or else the funds will no longer be considered tax free.
Is A Gold 401k Rollover A Good Idea For You?
It is important to note that the advantages of having gold in an IRA outweighs the hassle and expense of converting 401k plans into gold. However, as was noted above, a rollover is not free. An existing custodian will charge a fee for rolling the funds over, which exception to Regal Assets, who will waive all fees. A person who wants to avoid paying this fee can withdraw the existing IRA funds early, but there is a steep penalty for doing so, often times 10% on top of normal taxes.
Besides converting expenses, an investor should also be prepared to pay for gold storage space, as the gold in a 401k must be kept in a third party storage area that has been certified and approved by the IRS. Additionally, a person will need to pay the new account custodian.
Vital Gold Investment Tips
A person who is converting a regular 401k account to gold should choose a gold dealership very carefully. Most IRA gold custodians allow the investor to choose where the gold is purchased from, so an investor will need to do some research and find an authorized dealer that has the type of gold that is allowed in an IRA account. Once an investor has authorized purchases from a particular dealer, then the custodian can buy gold from the dealer at the direction of the investor.
Many IRAs that allow gold also permit a person to invest in gold ETFs. These are stocks of companies that mine gold and can in some cases be good to have. They do not have to be placed in a secure storage facility, thus reducing storage costs. However, they are not as valuable as real gold and a person should not purchase these in place of gold bullion, bars and/or coins.
Investing in a gold 401(k) account is not easy but it is well worth it. Gold has intrinsic value that no currency or investment option can match. With a bit of time, professional help and an initial investment of money, a person can open a gold 401(k) or roll their 401k into gold. Either way, a person will benefit from having a stable, profitable retirement account for the future.
Next: Gold IRA: What You Need To Know
or jump to:
- Gold Retirement – How Gold IRA’s Let You Retire Rich
- The Wisdom Of Investing In Retirement Gold Through An IRA
- What A Person Should Know About Starting Or Rolling Over A Gold 401K
- Gold IRA: What You Need To Know
Gold IRA: What You Need To Know
You are now reading:
- Gold Retirement – How Gold IRA’s Let You Retire Rich
- The Wisdom Of Investing In Retirement Gold Through An IRA
- What A Person Should Know About Starting Or Rolling Over A Gold 401K
- Gold IRA: What You Need To Know
Gold IRA: What You Need To Know
A gold IRA may be one of the most innovative ways to diversify your retirement portfolio. Having gold in your IRA is especially attractive in times like these when the economy is struggling and the value of the dollar is falling. During economic periods like these, gold is the most stable and the most lucrative investment that money can buy.
Retirement Planning
Planning for your retirement can be tricky at the best of times, and in times when the stock market does not seem promising and the economy is in trouble, it can be even harder to plan for retirement. Luckily, there are stable options like gold IRA accounts. A gold retirement account is just like any other retirement account with one key difference.
Most retirement accounts are tied to the performance of a group of stocks and bonds. That means they will rise and fall as those investments increase or decrease in value. This is known in the finance industry as positive correlation. In most cases, retirement accounts only do well in relation to the overall stock and financial markets. Retirement gold accounts, however, are typically not correlated to the volatility of the world markets. When an investor opts to buy gold, they purchase a secure investment that actually improves as the economy struggles. In fact, over the last ten years, the stock market has fallen, but the prices of gold have continued to rise.
The Advantages Of Gold IRA accounts
According to many gold IRA reviews, there are several distinct advantages of having a gold backed IRA or a gold 401K. When compared to most other investments, gold is very stable. Its stability is even more pronounced during times of economic distress. During times of currency inflation, gold tends to rise in value. Similarly, during times of destabilizing deflation, gold also tends to increase in value.
This trend has been especially apparent over the last decade. During this time of global economic distress, the value of gold has not only been persevered but actually appreciated in price. Over the last ten years, gold has increased in value at an average rate of over 17% per year. According to the World Gold Council, the price of gold has increased by almost 300% between the years 2000 and 2010, 516% if you end the time frame at 2012. The value of gold was only about $280 per ounce in 2000, but by 2010, it was worth over $1,300 per ounce. Every year, this commodity seems to reach previously unreported highs, and most analysts assume that its value will continue to climb or decrease in value, depending on who you listen to. Most financial advice given is often biased and political, rather than being objective. Watch the news and look at either “right” or “left” bias in the media and you’ll notice the left (or liberals) tends to hate on precious metals while the right or conservative media tends to shine on it. This website tends to be more independent and knows that each asset class has its time to shine and decline. Gold, silver, and precious metals are in the shine period and it will continue to do so until the 6 six economic bubbles deflate.
Investors should also keep in mind that gold must be mined. That means that there is only a set amount of gold that can ever enter the marketplace. No one can upset the value of gold by flooding the market with newly created gold. Thus, its value is almost always stable or increasing.
Gold IRA Rules
The rules that govern gold IRAs are similar to the rules that govern any other IRA. Investors are only allowed to invest $5,000 per year if they are under age 50, and they are only able to invest $6,000 per year if they are age 50 or older. These numbers are subject to change yearly, and they are indexed to inflation.
All of the money that is invested into a standard IRA is not subjected to income tax, and investors can claim IRA investments for any given year as long as the money has been invested by April of the following year. However, investors should keep in mind that these guidelines apply to standard gold IRA investing, and different taxation policies and contribution limits apply to gold Roth IRA accounts. The experts at Regal Assets specialize in legally avoiding taxes while investing in any precious metals you choose.
Starting A Gold IRA Account
Investors who are interested in the potential offered by an IRA gold account are in luck. There are a number of gold IRA custodians who can direct investors toward the best gold IRAs. There are also several brokerages who are primarily devoted to advising investors about precious metal IRA accounts.
If an investor decides to work with a brokerage firm, they should pick their broker wisely. Ideally, they should look for a reputable brokerage that has been in business for at least 5 years. Brokerages that have less experience may be okay, but investors should ask them for client testimonials or references.
If an investor cannot find a brokerage to lead them to the right gold IRA investment, they can start a self-directed IRA gold plan. Investors who have a 401K that is eligible for rollovers may be able to start their own gold IRA rollover account. When creating a gold IRA investment, investors have several options. They can create a gold and silver IRA that is solely devoted to precious metals, or they can create a diversified portfolio that includes precious metals as well as other more traditional retirement funds such as stocks in blue chip companies that have stable growth and dividend payouts. Many financial advisers say that an IRA gold retirement fund should comprise 3 to 10% of any IRA, but that advice may vary from advisor to advisor. Full disclosure from theheartofgold.net; this author is 80% weighted into gold and silver, 20% cash at the time of this writing.
Types Of Gold And Silver IRA accounts
When an individual decides to place gold into an IRA, they will discover that they have a few different options. The investor may buy a physical gold IRA that is backed by actual stores of gold. This gold may be stored in a bank vault, often a depository, or on the premises of the entity that has issued those particular gold securities. Alternatively, the investor may buy stock in a gold mining company. This is different than buying gold backed securities, but many investors like this option better. By buying stocks in mining companies, these stocks tend to rise in value when the value of gold rises. However, investors should be wary of mining companies that are not profitable. Since precious metals are hard to dig for, many of these gold and silver mining companies will spend more money on exploration and digging than actually striking and selling raw precious metals, driving their profitability down. There’s also the added risk and volatility that is normal to stock markets, which will increase greatly when the world’s economic system collapses.
How To Buy Gold IRA Accounts
If you are ready to make an IRA gold investment, there is no reason to hesitate. The constantly falling value of the dollar indicates that the value of gold will continue to rise. Gold IRA companies will stay stable as the economy wobbles and tumbles. IRA interest rates are never completely predictable. However, most financial experts claim that these rates will rise if they are backed by gold.
If you are ready to create a portfolio that promises to produce positive results, you need a gold IRA. Whether you invest solely in gold or only partially in gold, you will love the potential for success. Your precious metals IRA may act as your primary investment vehicle or it may be a small section of a larger portfolio. Either way, the potential is astounding and will protect you in the dark financial times that are coming. Don’t let the politicians and mass media fool you into thinking there will be a way to avoid the “fiscal cliff”. There is no mention of debt liquidation from the Great Recession or actual cuts in the real debt of the US government. The proposed spending cuts in the budget are typically decreases or cuts on the proposed increases in the budget (sneaky right?).
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Humble Teen Star Surprised About His Own Success
Source: http://www.foxnews.com/entertainment/2013/02/21/gold-rush-teen-star-baffled-by-show-popularity/
Peter Schnabel Of “Gold Rush” T.V. Show
While I’m not entirely sure if this show is one of the most watched tv programs out there (at least according to Nielsen Ratings), it is the Discovery Channel’s 2nd highest rated show, which intrigued me because it’s a show about the plain profession of gold mining.
Parker Schnabel said it best:
“I don’t think that people even involved in the show understand the scope of it… Gold mining is a business where you can work as hard as you can through the whole season and still lose money, or if you pick the right little chunk of ground in one day you can pay for everything. It’s the treasure hunt, and I think that’s what intrigues people.”
Gold mining is tough. It’s expensive, costly, and time consuming. It can take a few to several years before a mine is up and running, and even then its profitability is not guaranteed. This is the “treasure hunt” that Peter is referring to. You can work pretty hard for nothing for months and then one day you hit pay-dirt. This reminds me of the investing world, or the business and sales world. All you need is that one big client and you’re pretty much set. Until then, you’re kind of stuck.
This is what makes investing in gold and silver difficult. You can’t expect to go into precious metals and get profits right off the bat. If you are thinking like that, I’d recommending looking at short-term trading of gold and silver options, but this is in itself high risk. I’m at break even point but that’s because I’m holding short and long positions on silver, so when silver goes down, I make money off the downturn but it gets offset by the fact that I am actually holding silver at the exact same time. The fun and profit (or loss) comes from deciding when to close a profitable position or cutting a loss.
So to stay safe, I buy and hold precious metals until at least inflation and the dollar collapse hits us, then take things from there.